Professor Gersbach und Professor Wattenhofer der ETH Zürich präsentieren in einem ETH Working Paper einen RFA-Vorschlag und nennen diesen eFranc.

An eFranc is a non-interest-bearing digital form of the legal tender available to the public. The public can convert banknotes or part of its bank deposits into eFrancs, subject to the banks’ ability to obtain the corresponding amount of eFrancs from the central bank.